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Q: Why should I plan ahead?
A: By making all the funeral arrangements when you have the time to think clearly, you will relieve your family of this burden during their time of grief. Planning ahead eases the stress on your family by not having them try to decide what you would have wanted. It is important to not only make your wishes known, but to have the peace of mind that your affairs are in order.
Q: Who should come with me to make pre-arrangements?
A: Some people prefer to come by themselves, but we strongly recommend you include people closest to you, whether that be a spouse, friend, or other family member. Besides the support they can provide to you, it also helps for another person to be aware of your wishes.
Q: What are the financial benefits of planning ahead?
A: By fully pre-funding a funeral, you reduce the financial burden on those closest to you and can be assured that money will be there to help cover tomorrow’s funeral costs. It allows you to set aside funds and lessen the financial burden on your family during a difficult time.
Q: My family member is going into a nursing home. I was advised that I could reduce their assets for medicaid by pre-funding funeral expenses. How do I go about doing that?
A: As long as the funds are placed into an account set up as an irrevocable trust, those funds will not count towards a person's assets for medicaid purposes. Sol Levinson & Bros. can assist you and your family in setting up an account properly to ensure designated assets are not counted towards medicaid.
Q: What happens if I die before the funeral is fully pre-paid?
A: The amount paid and the interest accrued will be credited toward the cost of the funeral.
Q: What happens if I die out of town?
A: If you are going to be buried in Baltimore but spend a portion of the year elsewhere or even move out of state, make sure your family knows to call Sol Levinson & Bros. directly. The professional staff at Sol Levinson & Bros. will make all the arrangements to transfer you back to Baltimore and provide funeral services. By simply calling one funeral home, you can make the arrangements easier and less expensive.
Q: Are pre-planned funerals regulated by any government body?
A: The Maryland State Board of Morticians oversees pre-funded funerals in accordance with the laws established by the State of Maryland.